VA life insurance cuts in 2025.
Photo By Staff Sgt. Matt Hecht/U.S. Air Force

In December 2024, the Department of Veterans Affairs announced that over 3 million veterans, service members and spouses who receive life insurance from VA programs will receive a discount on premiums beginning in spring 2025.

The new lower premiums apply to those insured under Veterans’ Group Life Insurance (VGLI), Servicemembers’ Group Life Insurance (SGLI) and Family Servicemembers’ Group Life Insurance (FSGLI)—and to those who enroll in those programs in the future.

Currently, VA life insurance programs cover 5.6 million Americans. All those eligible for this update will automatically receive the discounted rates without any action needed on their part.

For questions about VA programs and benefits, please contact your nearest DAV service office by visiting benefitsquestions.org.